Personal Finance For Dummies

Personal Finance For Dummies, 7th Edition; About the Author; Contents at a Glance; Table of Contents; Introduction; About This Book; Conventions Used in This Book; What You Can Skip or Skim; Foolish Assumptions; How This Book Is Organized; Icons Used in This Book; Where to Go from Here; Part I: Assessing Your Financial Fitness and Setting Goals; Chapter 1: Improving Your Financial Literacy; Talking Money at Home; Identifying Unreliable Sources of Information; Jumping over Real and Imaginary Hurdles to Financial Success; Chapter 2: Measuring Your Financial Health.

Avoiding Common Money MistakesDetermining Your Financial Net Worth; Examining Your Credit Score and Reports; Knowing the Difference between Bad Debt and Good Debt; Analyzing Your Savings; Evaluating Your Investment Knowledge; Assessing Your Insurance Savvy; Chapter 3: Managing Where Your Money Goes; Examining Overspending; Analyzing Your Spending; Chapter 4: Establishing and Achieving Goals; Creating Your Own Definition of "Wealth"; Prioritizing Your Savings Goals; Building Emergency Reserves; Saving to Buy a Home or Business; Funding Kids' Educational Expenses; Saving for Big Purchases.

Preparing for RetirementPart II: Spending Less, Saving More; Chapter 5: Dealing with Debt; Using Savings to Reduce Your Consumer Debt; Decreasing Debt When You Lack Savings; Turning to Credit Counseling Agencies; Filing Bankruptcy; Stopping the Spending/Consumer Debt Cycle; Chapter 6: Reducing Your Spending; Unlocking the Keys to Successful Spending; Budgeting to Boost Your Savings; Reducing Your Spending; Chapter 7: Trimming Your Taxes; Understanding the Taxes You Pay; Trimming Employment Income Taxes; Increasing Your Deductions; Reducing Investment Income Taxes.

Enlisting Education Tax BreaksGetting Help from Tax Resources; Dealing with an Audit; Part III: Building Wealth through Investing; Chapter 8: Considering Important Investment Concepts; Establishing Your Goals; Understanding the Primary Investments; Shunning Gambling Instruments and Behaviors; Understanding Investment Returns; Sizing Investment Risks; Diversifying Your Investments; Acknowledging Differences among Investment Firms; Seeing through Experts Who Predict the Future; Leaving You with Some Final Advice; Chapter 9: Understanding Your Investment Choices; Slow and Steady Investments.

Building Wealth with Ownership VehiclesOff the Beaten Path: Investment Odds and Ends; Chapter 10: Investing in Funds; Understanding the Benefits of Mutual Funds and Exchange-Traded Funds; Exploring Various Fund Types; Selecting the Best Funds; Deciphering Your Fund's Performance; Evaluating and Selling Your Funds; Chapter 11: Investing in Retirement Accounts; Looking at Types of Retirement Accounts; Allocating Your Money in Retirement Plans; Transferring Retirement Accounts; Chapter 12: Investing in Taxable Accounts; Getting Started; Understanding Taxes on Your Investments.

""Personal Finance For Dummies®""; ""Eric Tyson�s Keys to Personal Financial Success""; ""Praise for Eric Tyson""; ""More Bestselling For Dummies Titles by Eric Tyson""; ""About the Author""; ""Dedication""; ""Acknowledgments""; ""Contents at a Glance""; ""Table of Contents""; ""Introduction""; ""Part I: Assessing Your Fitness and Setting Goals""; ""Chapter 1: Improving Your Financial Literacy""; ""Talking Money at Home""; ""Identifying Unreliable Sources of Information""; ""Jumping over Real and Imaginary Hurdles to Financial Success""; ""Chapter 2: Measuring Your Financial Health""

""Avoiding Common Money Mistakes""""Determining Your Financial Net Worth""; ""Examining Your Credit Score and Reports""; ""Knowing the Difference between Bad Debt and Good Debt""; ""Analyzing Your Savings""; ""Evaluating Your Investment Knowledge""; ""Assessing Your Insurance Savvy""; ""Chapter 3: Determining Where Your Money Goes""; ""Examining Overspending""; ""Analyzing Your Spending""; ""Chapter 4: Establishing and Achieving Goals""; ""Creating Your Own Definition of “Wealth�""; ""Prioritizing Your Savings Goals""; ""Building Emergency Reserves""; ""Saving to Buy a Home or Business""

""Funding Kids� Educational Expenses""""Saving for Big Purchases""; ""Preparing for Retirement""; ""Part II: Saving More, Spending Less""; ""Chapter 5: Dealing with Debt""; ""Using Savings to Reduce Your Consumer Debt""; ""Decreasing Debt When You Lack Savings""; ""Turning to Credit Counseling Agencies""; ""Filing Bankruptcy""; ""Stopping the Spending/Consumer Debt Cycle""; ""Chapter 6: Reducing Your Spending""; ""Finding the Keys to Successful Spending""; ""Budgeting to Boost Your Savings""; ""Reducing Your Spending""; ""Chapter 7: Trimming Your Taxes""; ""Understanding the Taxes You Pay""

""Trimming Employment Income Taxes""""Increasing Your Deductions""; ""Reducing Investment Income Taxes""; ""Enlisting Education Tax Breaks""; ""Getting Help from Tax Resources""; ""Dealing with an Audit""; ""Part III: Building Wealth with Wise Investing""; ""Chapter 8: Considering Important Investment Concepts""; ""Establishing Your Goals""; ""Understanding the Primary Investments""; ""Shunning Gambling Instruments and Behaviors""; ""Understanding Investment Returns""; ""Sizing Investment Risks""; ""Diversifying Your Investments""; ""Acknowledging Differences among Investment Firms""

""Seeing through Experts Who Predict the Future""""Leaving You with Some Final Advice""; ""Chapter 9: Understanding Your Investment Choices""; ""Slow and Steady Investments""; ""Building Wealth with Ownership Vehicles""; ""Off the Beaten Path: Investment Odds and Ends""; ""Chapter 10: Investing in Funds""; ""Understanding the Benefits of Mutual Funds""; ""Exploring Various Fund Types""; ""Selecting the Best Mutual Funds""; ""Deciphering Your Fund�s Performance""; ""Evaluating and Selling Your Funds""; ""Chapter 11: Investing in Retirement Accounts""